SavingAdvice Forum Archive: 430K Personal-Finance Posts from US Consumers 55+ (2004–2026)

SavingAdvice.com has hosted one of the web's longest-running personal-finance communities since April 2004. The archive holds 430,444 posts in 33,032 threads across 19 boards. The largest are General Discussion (168,072 posts), Personal Finance (118,363), Investing & Banking (50,270), Frugal Q&A (23,706) and Debt (17,808). Others cover coupons and groceries, ways to make money, budgeting, health care, real estate and alternative investing. The community is largely 55+, so the archive shows how pre-retirees and retirees talk about mortgages, Social Security, Medicare, inflation, savings and investing, in their own words and over two decades. Long-running threads track members' goals over years. For example, a House Mortgage Countdown thread has 816 replies since 2014, and a Retirement Savings Countup has 345 replies since 2019. The data is first-party: written by registered members on a forum the provider owns and operates, and exported straight from the forum database. It is delivered de-identified. Usernames are replaced with hashed IDs, and private messages, emails, IP addresses and member records are excluded.